First of all, be sure of this one thing. I truly believe in the philosophy of Dave Ramsey. Bottom line principle, get out of debt and stay out of debt. NEVER borrow other people’s money. If you have done it in the past or doing it now…STOP! From my experience, there are only two exceptions, […]
So I am in my second year of this doctorate program and I am sure I have at least two more to go. I have studied philosophy, critically examined my own motives and goals, and even survived an 8000 level statistics class. So why am I trying to acquire a PhD you might ask. I […]
Hello World, my name is Billy and today is the first day of the rest of my life. I have decided that this year will be different. I have always heard that if you always do what you’ve always done, you will always be what you’ve always been. So, from here on out, from Dr. […]